Homeowners insurance is a crucial safeguard for protecting your most significant investment—your home. Whether you’re a first-time homebuyer or a seasoned homeowner, understanding the intricacies of homeowners insurance can help you make informed decisions and ensure you have the right coverage.

If you own a home (or are looking to purchase one) you are experiencing rising home insurance rates that have added to the cost of owning a home. More extreme weather patterns and inflation are two of the most commonly cited reason your rates keep ticking up. Extreme weather in Kansas has led to carriers accepting little to no new business, or they have changed their guidelines and coverages to a point that fewer homes/people can even qualify.